PRIVACY POLICY

Keeping customer information private is a priority for Marc Manor LLC and affiliated insurance companies. To enable us to provide our clients with appropriate service, we need to collect certain personal information from you. It is sometimes necessary to share that personal information with others to provide our services to you. However, we want to emphasize that we are committed to maintaining the privacy of this information in accordance with law.  All individuals with access to personal information about our clients and potential clients are required to follow this policy.

This privacy notice informs you of what personal information we collect about you and how we treat that information. Its purpose is to answer questions you may have regarding our treatment of your personal information and reassures you of our dedication to keeping your personal information secure.

We collect non-public personal information about you from the following sources:

• Information we receive from you on applications or other forms such as your name, address, payment instructions, Social Security Number, Medicare Beneficiary Identifier (MBI), and other information covered under the Health Insurance Portability and Accountability Act of 1996 (HIPAA).

• Information you may provide during visits to our website including IP address and cookies.

• Information about your transactions, interactions or communications with us, our affiliates or others.

We do not disclose any non-public personal information about our customers, past or present, to any non-affiliated entity except as described below and otherwise permitted by law. We may disclose all the information we collect, as described above, to Insurance companies/carriers that assist us in the servicing or administration of the product you have requested or authorized.

Companies we contract with have stringent safeguards maintained under security protocols that are in compliance with applicable privacy standards and laws.  We maintain confidentiality agreements with the insurance companies we work with.

We restrict access to non-public personal information to those persons who need such information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to protect your non-public personal information. We keep information for as long as is necessary for our business purposes and will dispose of all information in appropriate ways according to law, our company practices, and those of the insurance companies we work with. 

Maricel Delos Reyes LLC may use data collected from our website, including history data or cookies, in accordance with the Privacy Policy. Most of the cookies are functionality cookies which are used to recognize repeat visitors to the website. Analytics cookies are used to monitor how visitors use our website to give us understanding of what content visitors are viewing and where they spend time accessing it. Our website does not acknowledge Do Not Track settings. Third parties may also use cookies. 

Maricel Delos Reyes LLC reserves the right, in its sole discretion, to revise, change or modify this Privacy Policy at any time. Any material changes to the Privacy Policy will be incorporated on this page. Notice of changes may be given in any manner we choose in compliance with the law such as, but not limited to, posting a notice of changes on our websites. We encourage you to review this page periodically for the most recent version of the Privacy Policy. The effective date of this Privacy Policy is 11/30/2025. This Privacy Policy was last modified on 11/30/2025. 

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

 There are several ways.  You can go to your local Social Security office; call Social Security at 1 (800) 772-1213; or apply online.  See our Resources page to find the link with instructions to apply online:  (Resources Page)

 That depends on your situation.  Medicare eligibility starts when you turn 65 years old or are on Social Security Disability Insurance (SSDI) for 24 months. You may elect to defer your Medicare enrollment in favor of creditable Group Healthcare benefits from your employer, if there are at least 20 employees.  See our link to the Medicare “When to sign-up Test” here:  (Resources page)

 You can pay in a variety of ways.  If you receive Social Security retirement benefits, your premiums will be deducted from your monthly benefit check.  Be aware that Medicare’s default billing cycle is quarterly, so we recommend using “Easy Pay” to establish monthly payments from a bank account through the Medicare.gov website. We have a link to more information here:  (Resources page)

 No.  We are paid by the insurance companies we contract with so there is never any charge or extra cost to you for using our service.  Now that we have established there is no cost to you, please feel free to schedule an appointment here:  (Book now link)

 We provide our clients with objective based recommendations based on their individual needs and budget.  There is never any obligation to enroll with us; however, we promise is to always be reachable when you need assistance if you do!  You can find out more by reading our blog on “Why Have A Healthcare Or Medicare Agent?” here:  (Currently bugged)

  Yes! We also can help with Dental, Vision, and other supplemental coverage that may complement your Medicare or Healthcare plan.  See our link for Dental, vision, and more! more information here: (Dental Link)